Redundancy and retirement require careful planning. There is a variety of tax, technical, cashflow and investment issues to be considered. Just as importantly, it is important to consider some of the personal implications, including lifestyle, self-esteem, family and other factors.
We work with clients to address the short-term issues in the context of longer-term considerations and objectives. In that process, we use modelling tools to consider various scenarios and provide feedback about the potential implications of the various available choices. This covers perspectives including longevity of capital, investment volatility, portfolio construction, flexibility, estate planning, asset protection, family assistance, tax and other elements.